AI & Finance

You are struggling in your financial journey because you tend to complicate processes that are meant to be simple and easy to follow. Searching for and watching various contents online in hopes of building financial stability can overwhelm you with too much information, leaving you more confused than focused on your financial goals. But what […]

Financial success won’t happen overnight and many people fall short in their wealth-building journey because they lack patience, an essential quality every investor should have. You might be working hard, saving when you can and still wondering why your money doesn’t grow fast enough.The truth is, short-term thinking often gets in the way of long-term

You get your paycheck, cover the bills, buy groceries and before you know it, there’s barely anything left. But, you’re not the only one who feels stuck in this cycle of constant stress. In fact, 34% of Americans are living paycheck to paycheck. Meanwhile, a similar study by the Bangko Sentral ng Pilipinas reveals that

Struggling to keep track of where your money goes each month? You are not alone, managing finances can feel overwhelming, especially when digital transactions make spending so easy to overlook.  That is where the money envelope method comes in, offering a simple yet powerful way to take control of your budget. By using cash stuffing

You have a hobby you love, maybe it’s baking, painting, gaming or designing. But it just sits there, quietly waiting for your free time. Life gets in the way and bills always seem more important than passion projects. You’ve probably wondered, “Could I actually make money doing what I enjoy?” The idea sounds exciting but

You have probably been told that saving into a 401(k) or IRA is the only way to retire comfortably. But what happens when those plans no longer feel like enough, especially with rising living costs and market uncertainty?  It is frustrating to pour years into traditional retirement accounts and still feel unsure about your future.

Struggling to figure out where your money goes every month? You are not the only one because many people are also feeling the same way. Without a plan, it is easy to lose track of spending and feel like your paycheck just disappears. That is why having a monthly budgeting strategy is so important. It

Drowning in debt can feel like you’re running on a treadmill that never stops. No matter how hard you try, you just can’t seem to get ahead. Each month, minimum payments chip away at your paycheck, interest piles up like quicksand, and the weight of financial stress follows you everywhere from the grocery store to

You finally land a better-paying job or score high-ticket freelance clients. So, why does your bank account still feel the same? This is the sneaky effect of Lifestyle Inflation, where your spending quietly rises along with your income.  It’s a common trap for young professionals and freelancers, fueled by inconsistent paychecks, social media pressure, and

Unexpected expenses like medical bills, job loss, home repairs, or even a sudden appliance breakdown can strike at any moment. Without backup funds, these financial shocks can be overwhelming and lead to debt. Unfortunately, a recent survey found that only 25.6% of Filipino families have savings set aside for emergencies, leaving many vulnerable. Setting up